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Terms and Conditions for the use of the Hannover Life Re Internet Website

This website (the "Website") is provided by Hannover Rückversicherung AG and affiliated companies (collectively "Hannover Re"). By entering the Website, the user agrees to abide by the following terms and conditions of use. Hannover Re reserves the right to modify or amend these terms and conditions at any time.

Disclaimer

Hannover Re has used its best judgement and efforts in compiling information for the Website. Hannover Re does not give any warranty as to the accuracy of any information published on the Website and accepts no liability whatsoever for the accuracy or completeness of any information contained on the Website. Furthermore, Hannover Re cannot be held liable for any loss or damage caused by any virus or similar as a result of use of the Website.

Internet Links

The Website contains certain hyperlinks which enables the user to leave the Website and enter third party websites. Hannover Re has no control or influence over the contents of third party websites and as such accepts no liability for the contents of any linked third party website.

Copyright

Unless otherwise stated, the text, layout and graphics contained in the Website are the sole property of Hannover Re and may only be reproduced with the express written consent of Hannover Re. Some information provided on the Website may also be subject to the intellectual property rights of third parties. Permission is granted to print or download copies of information provided in the Website solely for personal and non commercial use.

Trademarks

"Hannover Rück" and various other trade names of affiliates are trademarks protected in various jurisdictions. Other product names referred to on the Website may also be protected trademarks.

Data Protection

When the user accesses the Website, possible identification data and other information may be recorded. Hannover Re will treat such information in the strictest confidence and reserves the right to use such information for statistical purposes only. If the user sends Hannover Re an e-mail, Hannover Re will only use the user´s address for correspondence and in responding to the user´s request.

Severability

If any clause or provision of these terms and conditions is adjudged by a competent court of law to be invalid, the remaining terms and conditions shall remain in full force and effect.

Governing Law and Jurisdiction

These terms and conditions shall be construed in accordance with the laws of the Federal Republic of Germany. The courts of Hannover shall have jurisdiction to determine any dispute relating to these terms and conditions and use of the Website.