Solutions
Hannover Life Re writes reinsurance business in Life, Annuity, Personal Accident and Health.
We apply a holistic approach by using the full range of reinsurance products available to meet client needs.
Our business strategy is based on the 'Five Pillar Model’ which comprises a collection of defined target niches in national and international markets:
- Financial Solutions: Financial partnership between HLR and primary insurers. A long term asset, i.e. a portfolio of life insurance policies, is created via an investment made by both parties or is managed in a financially optimised way using reinsurance transactions.
- New Markets: Cooperation with forward thinking financial institutions or individuals with the aim of developing new insurance markets usually organised as product partnerships.
- Bancassurance: Partnership with primary insurers and banks that seek to fully develop the potential for life insurance sales using existing bank networks and customer database.
- Conventional Reinsurance: Cover for biometrical risks such as mortality, disability and critical illness.
- Multinationals: Preferred partnerships with large Life Insurance Groups that take leading positions in several international markets.
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