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Our Medical Underwriting Services

With our highly professional team of experienced underwriters and physicians we offer underwriting and claims handling support for the full range of Life, Accident, Disability, Dread Disease and Enhanced Annuity  products.

Our underwriting support covers all aspects of medical, financial and special risks such as occupation, avocation and residence. In order to increase our clients' underwriting abilities we offer tailor-made training facilities which range from presentations at the client´s offices to training programmes and seminars at our offices.

Currently we are co-operating through our global network of subsidiaries, branches and service offices with international clients in more than 50 countries on all continents. We practice decentralised medical underwriting, each of our worldwide offices has their own team of  experts, creating a unique network of worldwide expertise.

Please contact one of our offices should you have a market specific question. 

Our services go far beyond the traditional medical underwriting services and cover many other aspects of Life & Health insurance where medical,  underwriting and workflow competence is required. For example

  • Medical statistics (Biostatistics and Epidemiology)
  • Underwriting and claims: audits and management
  • Product development support,  for example for
    • Enhanced Personal Accident
    • Enhanced (impaired) Annuity
    • Long Term Care/ Immediate Needs cover
    • Preferred Risks products

  • Underwriting Systems

Our services are based on a comprehensive understanding of sales and administration processes at clients' offices and distribution network. This allows us to offer tailor-made solutions covering the individual needs of our clients. Due to our support our clients are no longer subjected to the usual limitations in the issuance of policies in respect of  the expertise of underwriters ( “layperson underwriting”) or the distribution channel (“Point of Sale, Internet, Bancassurance”).